6A: Identifying Opportunities

• Economic Trend: Tariff increase halted to mend relationship with China
• Source:https://www.nytimes.com/2019/09/11/us/politics/trump-counterfeit-drugs-china.html?rref=collection%2Ftimestopic%2FEconomic%20Conditions%20and%20Trends&action=click&contentCollection=timestopics&region=stream&module=stream_unit&version=latest&contentPlacement=2&pgtype=collection
• I believe an opportunity exists here because the relationship between China and the United States is in need of mending. By the tariff being delayed, President Trump shows a forthcoming gesture because of the request by the Vice Premier of China. This shows an opportunity to mend the economic relationship between China and the United States because it shows eagerness and understanding to Chinese culture and celebration. 
• The prototypical customer of the opportunity would be people of both countries. Since the economic ties between China and the United States have been rocky, this opportunity could allow for people of both countries to stop paying higher prices for export and import goods. With this relationship being put forth, the economies of China and the United States will see to profit from the newly renounced relationship. 
• This relationship can be easy or difficult to exploit. This is all depending on the eagerness of each country to put aside their differences and find ways to reduce tariffs and have relative companies in each country. 
• I think I saw this as an opportunity because I have always known the economic tensions between China and the United States to be high. This gesture of President Trump is the first step to easing tensions and figuring out how two of the largest economies can both benefit in the long-run.
• Economic Trend: 50 years bonds payable to offset financing 
• Source:https://www.nytimes.com/2019/09/12/us/politics/treasury-50-year-bonds.html?rref=collection%2Ftimestopic%2FInterest%20Rates&action=click&contentCollection=timestopics&region=stream&module=stream_unit&version=latest&contentPlacement=3&pgtype=collection
• I believe an opportunity exists here because of the financial state the United States is in. With the deficit being at a high, and interest rates being at a low, the 50 year bonds payable would seem like an okay idea to finance the country's growing deficit. 
• The prototypical customer of this opportunity would be the United States government. The government has been borrowing large sums of money to finance President Trumps tax cuts and large spending increases. 
• I think this would be easy to exploit, with evidence showing that the issuance of long term debt would save taxpayers money, this could be the next step to decreasing the deficit. 
• I think I saw this as an opportunity because I am an accounting major that is always looking at bonds and interest rates. Seeing how class work relates to the real world is a reason I picked accounting. This article clearly defines a scenario that everyone has learned about in a small scale, and it is brought to the real world. 
• Regulatory Changes: U.S. Healthcare System evolving drastically
• Source: https://www.ptcommunity.com/journal/article/full/2018/9/544/challenges-us-health-care-system-legal-and-regulatory-changes-donald
• I believe an opportunity exists here because of the rapid change the healthcare system has gone through since President Trump was elected. With healthcare spending at a high, people are seeing new policies affected the system in the United States. New innovations, acquisitions, and industries are allowing the healthcare system to evolve which shows an opportunity exists for the system to change in regards to federal initiatives. 
• The prototypical customer of this opportunity would be anyone in need of healthcare and aid. The evolving system allows for people to experience a change of federal and state regulations.
• I think this would be difficult to exploit. A changing, positive healthcare system is one that few agree on. With different views and opinions at the state level, there is no true evidence to show that the healthcare system will be inclusive.
• I think I saw this as an opportunity because until recently, I didn't know much about the Healthcare system in the United States. I think the evolution of any program is needed for the progress of our country. 
• Regulatory Changes: Data protection reform
• Source:https://www.zdnet.com/article/gdpr-an-executive-guide-to-what-you-need-to-know/
• I believe an opportunity exists here because of the need for personal and business data to be protected. In ever aspect of life, personal data is shared and hoped to be kept secret. With recent outbreaks, it has become well known that most of the time, our personal data is exploited for reasons we did not agree to. 
• The prototypical customer is anyone. The exploitation of personal data is a fear of everyones and the opportunity to find a program to protect it, is one that everyone will be interested in.
• I think this opportunity would be easy to exploit. With the scam of personal data being at a high, individuals are wanting higher protection.
• I think I saw this as an opportunity because it has become apparent that our data is not being protected like we thought it was. This is an opportunity that affects everyone, and stricter regulations would lead to a peace of mind.